UK Total Income Tax Calculator
Combine salary, self-employment, property, savings and dividends into one combined tax estimate.
UK tax and finance, made clearer
Where Does My Money Go?
See where your money goes and how much tax you pay, whether it comes from one job or several income sources.
Illustrative example: £35,000 income
See the full picture
See how much you really keep
Income Tax, National Insurance, a typical VAT estimate, and your real Council Tax if you enter it, all in one breakdown, then how much you actually keep.
Find a calculator
Start with the question you actually have
Popular calculators
Pick a calculator to get started
UK Salary Calculator
Calculate your take-home pay after Income Tax, National Insurance, pension and student loan deductions.
NHS Pay Calculator
Estimate NHS take-home pay by Agenda for Change band and pay point, including pension contributions.
UK Mortgage Calculator
Estimate your monthly mortgage repayments, total interest and how the interest rate affects cost.
All calculators
Browse calculators by category
Pay & Employment
Work out take-home pay, Income Tax and National Insurance on employment income.
Income & Personal Tax
Work out the tax due on income from savings, dividends, rental property and combined income sources.
Property & Mortgage
Mortgage repayments, Stamp Duty and other property-related calculations.
Business & VAT
VAT, self-employment and small-business tax calculators.
Total Income Tax Calculator
One calculator. All your main income.
Employment, self-employment, property, savings and dividends, calculated together as one combined Income Tax and National Insurance position, instead of five separate calculators added together.
Why TaxEngines
Calculations you can inspect
Every calculator is designed around independent tax data, reusable calculation logic and explanations that state what has and has not been included.
Current core calculator data covers 2024/25, 2025/26 and 2026/27.
Latest update
2026/27 tax year support
The salary calculator includes the standard Personal Allowance, Income Tax bands, employee Class 1 National Insurance and current student loan thresholds.
Review the tax rates →
Common questions
Before you calculate
Are the results exact payroll figures?
No. They are annualised estimates. Payroll rounding, tax codes, benefits and irregular pay can change your actual deductions.
Do your calculators support Scottish Income Tax?
Yes. Where a calculator covers non-savings, non-dividend income, such as the Salary, Total Income Tax, Rental Income and Self-Employed calculators, you can select Scotland to use Scottish Income Tax bands.
Do I need to register to use TaxEngines?
No. Every calculator works without an account, a login or providing any personal details.
Can I calculate tax on more than one type of income at once?
Yes. The Total Income Tax Calculator combines employment, self-employment, rental property, savings interest and dividend income into one combined Income Tax and National Insurance result.
Do your calculators include National Insurance as well as Income Tax?
Yes, where relevant. Employment calculators show employee Class 1 National Insurance, and self-employment calculators show Class 4 National Insurance, alongside Income Tax.
Are dividends and savings interest taxed differently to salary?
Yes. Dividends and savings interest have their own tax-free allowances and rates, separate from employment income. Use the Dividend Tax Calculator or Savings Interest Tax Calculator for either on its own.
Do you have a calculator for landlords and rental income?
Yes. The Rental Income Tax Calculator covers allowable expenses, the Property Allowance, brought-forward losses and residential mortgage finance-cost relief.
Can I combine employed and self-employed income in one calculation?
Yes. The Employed and Self-Employed Tax Calculator works out combined Income Tax and National Insurance when you have both salary and self-employed profit in the same tax year.
Which tax years do your calculators cover?
The current core tax years are 2024/25, 2025/26 and 2026/27. Each calculator lets you select which one applies to you.
Is TaxEngines free to use?
Yes. Every calculator is free to use, with no account, subscription or sign-up required.