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NHS Pay

NHS Band 2 Pay 2026/27

NHS Band 2 covers support and entry-level roles on Agenda for Change in England, such as healthcare assistants and administrative support staff. For 2026/27, the full-time Band 2 rate is a single flat salary of £25,272 a year, unlike higher bands which have several pay points to progress through.

NHS Band 2 salary, 2026/27

Band 2 has a single pay point, the standard rate, rather than several points to progress through. The figure below is full-time equivalent, based on standard Agenda for Change hours of 37.5 a week. This page covers NHS England Agenda for Change staff only, not doctors, dentists, Very Senior Managers, or staff in Scotland, Wales or Northern Ireland.

Band 2 full-time salary, 2026/27
Pay pointAnnual salary (FTE)Monthly gross equivalent
Standard rate£25,272.00£2,106.00

Estimated Band 2 take-home pay

Estimated figures for England, 2026/27, based on 37.5 contracted hours a week, NHS Pension Scheme membership, outside any High Cost Area, no undergraduate student loan and no Postgraduate Loan.

Band 2 estimated take-home pay, standard scenario
Pay pointAnnual grossNHS PensionIncome TaxEmployee NIMonthly take-home
Standard rate£25,272.00£1,642.68£2,211.86£1,016.16£1,700.11
This is an estimate for general guidance, not an official NHS calculator, and it is not affiliated with or endorsed by the NHS.

Calculate your personalised NHS pay estimate

Change your pay point, contracted hours, HCAS zone, NHS Pension membership and student loan to get an estimate for your own circumstances.

Use the NHS Pay Calculator

NHS Pension for Band 2 staff

Most Band 2 staff are automatically enrolled in the NHS Pension Scheme. Your contribution rate is tiered and based on your actual annual pensionable pay. For a full-time Band 2 employee in 2026/27 the estimated contribution rate is 6.5%.

Because the tier depends on your actual pay, working part-time can place you in a lower contribution tier than a full-time colleague on the same rate. NHS Pension contributions are deducted from your pay before Income Tax is calculated, so you receive tax relief automatically through payroll; they are not deducted before National Insurance or student loan calculations, which use your full gross pay.

Band 2 part-time pay

Standard Agenda for Change full-time hours are 37.5 a week. Part-time basic salary is calculated proportionally: your contracted hours divided by 37.5, multiplied by the full-time equivalent salary. Band 2 roles are commonly part-time; the examples below use the standard rate.

Band 2 standard rate, part-time examples
Contracted hoursActual basic salaryEstimated monthly take-home
30 hours£20,217.60£1,418.75
22.5 hours£15,163.20£1,137.38
18.75 hours£12,636.00£997.80

Band 2 pay in London (HCAS)

The High Cost Area Supplement (HCAS), also called London weighting, is an additional payment for staff working in or near London, calculated as a percentage of basic salary and subject to a minimum and maximum for each zone. HCAS is based on your workplace location, not your home address, and is pensionable, taxable and subject to National Insurance in the normal way.

Band 2 standard rate, full-time, by HCAS zone
ZoneHCAS amountGross payEstimated monthly take-home
Inner London£5,794.00£31,066.00£1,985.36
Outer London£4,870.00£30,142.00£1,935.03
Fringe£1,346.00£26,618.00£1,775.04

Student loans and Band 2 pay

Student loan repayments reduce take-home pay and are calculated on your full gross pay, in the same way as National Insurance, not on your pay after pension contributions. The NHS Pay Calculator supports Plan 1, Plan 2, Plan 4, Plan 5 and the Postgraduate Loan, including both an undergraduate plan and a Postgraduate Loan at the same time.

Band 2, effect of a student loan
ScenarioEstimated monthly take-home
No student loan£1,700.11
Plan 2 undergraduate loan£1,700.11

Band 2 pay progression

Unlike Bands 3 and above, Band 2 has a single pay point rather than several points to move through over time. There is no in-band progression to a higher Band 2 rate: the standard rate applies from the point an employee is assessed as competent in the role.

Moving to higher pay typically means moving into a Band 3 role or above, either in the same team or elsewhere, rather than progressing within Band 2 itself.

Why your Band 2 payslip can differ from this estimate

  • Your specific tax code
  • Whether you are a member of the NHS Pension Scheme
  • Your actual contracted hours
  • Your High Cost Area Supplement zone, if any
  • Any student loan or Postgraduate Loan repayments
  • Overtime
  • Unsocial-hours enhancements
  • On-call payments
  • Local or individual deductions
  • Prior-period payroll adjustments and back pay
TaxEngines provides an estimate for general information. It is not an official NHS calculator and is not affiliated with or endorsed by the NHS. This is not financial, tax or employment advice.

Official sources

Explore more NHS pay

Frequently asked questions

What is NHS Band 2 salary in 2026/27?
For 2026/27, the full-time Band 2 standard rate is £25,272.00 a year. Unlike higher bands, Band 2 has only one pay point.
How much is NHS Band 2 take-home pay per month?
Full-time, England, with NHS Pension membership and no student loan, estimated take-home pay is around £1,700.11 a month. Your own figure depends on your hours, pension status, HCAS zone and student loan.
How much NHS Pension does a Band 2 employee pay?
It depends on your actual pensionable pay. For a full-time Band 2 employee in 2026/27 the estimated contribution rate is 6.5%.
What is Band 2 pay for 22.5 hours a week?
22.5 contracted hours a week gives an estimated actual basic salary of £15,163.20 and estimated monthly take-home of around £1,137.38.
How much does a Band 2 employee earn in London?
With Inner London HCAS, full-time, estimated gross pay is £31,066.00 and estimated monthly take-home is around £1,985.36. Outer London and Fringe rates are lower; select your zone on the NHS Pay Calculator for an estimate.
Does Band 2 have pay-point progression?
No. Band 2 has a single pay point, the standard rate, rather than several points to progress through like higher bands. Moving to higher pay usually means moving into a Band 3 role or above.
Does a student loan reduce Band 2 take-home pay?
Yes. Student loan and Postgraduate Loan repayments are calculated on your full gross pay and reduce take-home pay. The NHS Pay Calculator supports Plan 1, Plan 2, Plan 4, Plan 5 and the Postgraduate Loan.

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This is an estimate for general guidance only. It is not an official NHS calculator and is not affiliated with or endorsed by the NHS. It covers NHS England Agenda for Change staff only, not doctors, dentists, Very Senior Managers, or staff in Scotland, Wales or Northern Ireland, and does not include overtime, unsocial-hours enhancements, on-call payments, recruitment and retention premia or salary sacrifice. Your actual payroll can differ due to your tax code, local arrangements, prior-period payroll, benefits, deductions and other circumstances. This is not financial or employment advice. Check NHS Employers, NHSBSA or GOV.UK guidance, or your payslip, for your exact figures.